Third party liability claims involving mold usually arise from situations in which the underlying issue is a water intrusion problem that results in mold damage to third party properties. In fact, most third party claims arise out of another party’s first party property damage claim.
Example: A landlord has a pipe break in a rental unit that causes water and mold damage to the tenant’s clothing and other personal belongings. While the water and mold damage to the building itself would constitute a first party claim on behalf of the landlord, the tenant may have a potential claim as a third party for damage to his or her personal property as a result of the loss.
As a result of alleged improper conduct/workmanship or inaction by the property owner in remediating the water intrusion problem and/or the resulting mold damage, you might find one (or more) of the following litigation scenarios:
- Homeowner, Property Owner, or School vs. Builder, Developer, Architect, Subcontractors (HVAC), or Remediation Consultants
- Condominium Owner vs. Home Owners Association
- Tenant vs. Landlord or Property Manager
- Buyer of Property vs. Seller, Broker, or Contractor
- Employee Disability or Workers’ Compensation Claims
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